YNAB
In-app purchases
4.7star
18.1K reviews
1M+
Downloads
Everyone
info
About this app
Where does your money go? Frustrated you aren’t getting ahead? Entirely unsure about your future? You’re asking the right questions but the world has taught you to think about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money and enjoy your spending.
Don’t settle for a life of constantly second-guessing your spending decisions, your progress, and your future—trapped somewhere between defeated, embarrassed, and overwhelmed. There is another way.
You need a set of habits to change your mindset and your behavior, until you are spending purposefully, saving aspirationally, and even giving generously.
YNAB has taught millions of people a set of habits to change their relationship with money for good. As these habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Confident, secure — are you ready to feel this way about your money (and so much more)?
Start your one-month free trial today!
Key Features:
Built for Partners and Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
Spending & Net Worth Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, video courses, written guides, and more.
Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.
How do you want to spend your money, or more importantly, your life?
Free for 30 Days, Then Monthly or Annual Subscriptions Available
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy
https://www.ynab.com/privacy-policy/california-privacy-disclosure/?isolated
Your Privacy Choices
https://www.ynab.com/privacy-policy/opt-out-request/?isolated
Don’t settle for a life of constantly second-guessing your spending decisions, your progress, and your future—trapped somewhere between defeated, embarrassed, and overwhelmed. There is another way.
You need a set of habits to change your mindset and your behavior, until you are spending purposefully, saving aspirationally, and even giving generously.
YNAB has taught millions of people a set of habits to change their relationship with money for good. As these habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Confident, secure — are you ready to feel this way about your money (and so much more)?
Start your one-month free trial today!
Key Features:
Built for Partners and Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
Spending & Net Worth Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, video courses, written guides, and more.
Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.
How do you want to spend your money, or more importantly, your life?
Free for 30 Days, Then Monthly or Annual Subscriptions Available
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy
https://www.ynab.com/privacy-policy/california-privacy-disclosure/?isolated
Your Privacy Choices
https://www.ynab.com/privacy-policy/opt-out-request/?isolated
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
Ratings and reviews
4.7
17.6K reviews
Ted Kunhardt
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May 4, 2024
It takes some getting used to, but I wouldn't use ANY other budgeting app. It's impossible to go over budget with the methodology. Everything syncs and rolls up clean (even if you don't understand why at first). Makes you think about money differently. I believe the methodology is rooted in double entry accounting, but it's woven into how the app calculates your transactions and presents the money you have left. Fantastic!
Dwight Ferris
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May 4, 2024
This is the only budget app that actually works for us. It's a digital envelope system and it makes so much easier manage a budget between two people. This app allows us to assign every dollar a job, helps keep track of annual subscriptions so we are not taken by surprise, and safely use credit cards. Be sure to watch the setup video it is very very helpful. Budgeting requires constant attention to your money and every purchase. This app allows multiple people do just that. Worth every penny.
K Talken
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April 28, 2024
Change the way you are with your money (or lack of it) and take control to put your priorities first! That's what YNAB has done for us. It was a challenge to stop looking at bank balances and saying that's what I had to spend, but once I got it, wow! Very helpful staff, trainers, and videos... Facebook groups is also super responsive.
What's new
This update might not burst with fireworks or confetti, but it's just as exciting—the thrill of spring cleaning, ya know? We've been in full-on declutter mode, meticulously sprucing up the nooks and crannies of our app to ensure a smoother experience for you. Why not ride this wave of freshness? Take a moment to dust off your spending plan and give your categories a little springtime sparkle. It's all about starting the season fresh and organized!
